Pedro A.
Lima

Miami, USA

Product professional passionate about tech and financial innovation, currently building Nubank’s U.S. National Bank Charter. Away from the office, I enjoy riding road bikes, hiking mountains and tinkering with devices.

Portrait of Pedro Lima smiling in a dark navy shirt

Blog

Some of my writing (originals in pt-br, AI translation available)

Illustrated line connecting a voice waveform, files, a chat, a tool network, and a dashboard. — Obviously an AI-generated illustration just to get your attention

Featured writing

How I Use AI: What Works for Me

Sharing a little of my experience and what has worked for me when working with models, in a format that may be useful to people with different levels of familiarity with AI.

Read in English Portuguese original

About

You’ll be able to talk to me about these for hours:

Places

NOW
Miami
Moved here on my own, excited for all the traveling I’m doing around the U.S.
BORN & RAISED
São Paulo
Love it and hate it, but wouldn’t live anywhere else in Brazil at my current stage in life.
2022
Mexico City
It was my first time living abroad. The city felt similar to São Paulo in many ways. Loved the beautiful parks and gardens.

Entertainment

MUSIC
Brasilidades and 80s
Bethânia, Caetano, João Gilberto, Jorge Ben Jor and Paulinho da Viola. Queen, Billy Idol and David Bowie.
PODCASTS
Tech, politics and health
Machine Gods, Vergecast, Foro de Teresina, Xadrez Verbal, Huberman Lab.
MOVIES & TV
Sci-fi, drama, Brazilian
Interstellar, Inception, O Agente Secreto, Severance, The Bear, This Is Us, Game of Thrones.
BOOKS
Reading Now: The AGI Chronicles
Recent Reads: Atomic Habits; Clear Thinking; Dopamine Nation; How to Win Friends and Influence People; The Comfort Crisis

Tinkering

TRUENAS
Home Lab
Owning my digital stuff with a NAS.
HERMES AGENT
Hermano
Building my AI agents and my knowledge base with lots of Markdown.
HOME ASSISTANT
Raspberry Pi
Orchestrating IoT devices to automate my house routines.

At work

2026 – NOW
Nubank — U.S. Market · Staff Product Operations
🇺🇸 Miami, USA
Leading the end-to-end build of Nubank’s U.S. National Bank Charter.
2024 – 2025
Nubank — Global Crypto · Product Operations
🇧🇷 São Paulo, Brazil
Custody Squad Lead, rollout of On-Chain Transfers in Brazil, scaled the Crypto Custody Platform for internationalization and built the foundations for Staking.
2022
Nubank — Mexico Market · Public Policy
🇲🇽 Mexico City, Mexico
Worked on approval of Nu’s SOFIPO license by the CNBV and building Nubank’s relationship with the Brazilian embassy.
2019 – 2023
Nubank — Brazil Market · Public Policy
🇧🇷 São Paulo, Brazil
Pix’s regulatory definitions and implementation, enabling Nubank’s success with Pix by preventing regulatory issues. Worked on instant-payments and open-banking foundations in Bacen and association working groups.
2016 – 2019
Internships — Law Student
🇧🇷 São Paulo, Brazil
São Paulo Public Court, Madrona Advogados, InternetLab, Mundie Advogados, Basement/Kria.
2015 – 2018
Freelance — Web Designer
🇧🇷 São Paulo, Brazil
Private consultants and the Associação Brasileira de Direito Tributário (ABDT).